A construction payroll software comparison in 2026-2027 should sort tools by the job they do: running payroll, submitting certified payroll reports, or managing fringe benefits through a bona fide trust. Most lists mix all three, which is how contractors end up with three vendors and a spreadsheet.
That mix-up costs real money on prevailing wage work. Pick the wrong category and you either buy a reporting tool that can't cut a paycheck, or you keep paying fringe as cash wages and pay payroll taxes on every dollar of it.
Prevailing wage tools fall into three groups: construction payroll platforms, certified payroll reporting systems, and fringe trust providers. Each one handles a different piece of Davis-Bacon compliance.
Construction payroll software calculates prevailing wage rates, taxes, and overtime, then pays workers. Certified payroll reporting systems collect and check the weekly reports that prove each worker got the right rate. A fringe trust provider holds the fringe portion of the prevailing wage in a bona fide benefit plan instead of paying it out as taxable cash. The Department of Labor lets contractors meet fringe obligations either way: cash in lieu of fringe, or contributions to bona fide plans.
Construction payroll platforms run payroll and build certified payroll reports from that same payroll data. Miter, Lumber, Hammr, and Payroll4Construction, Foundation Software's payroll service, all fit here.
Certified payroll reporting systems collect and validate certified payroll reports, but they don't pay anyone. LCPtracker is the best-known example. Many agencies require contractors to submit through it, using data uploaded from their own payroll program.
Fringe trust providers manage bona fide benefit plans funded with prevailing wage fringe dollars, but they don't run payroll themselves. Beneco and The Contractors Plan are two of the biggest names. Beneco partners with Hammr and LCPtracker for payroll and reporting.
eBacon is the only provider in this comparison that runs construction payroll and its own bona fide fringe trust in the same platform. This table reflects each company's own website as of October 2026.
| Provider | Runs construction payroll | Certified payroll reports | Has its own bona fide fringe trust | How fringe is handled |
|---|---|---|---|---|
| eBacon | Yes | Yes | Yes, for non-union work | Bona fide 401(k) fringe trust |
| Miter | Yes | Yes | Not listed | Offsets fringe with existing benefits |
| Lumber | Yes | Yes | Not listed | Counts benefits like 401(k) contributions |
| Hammr | Yes | Yes | Not listed (partners with Beneco) | Fringe setup and guidance |
| Payroll4Construction (Foundation Software) | Yes | Yes | Not listed | Automates fringe tracking and reciprocity |
| LCPtracker | No | Collects and validates them | No | Checks fringe on submitted reports |
| Beneco | Through partners | Through partners | Yes | Retirement, medical, and life plans |
| The Contractors Plan | Verify | Verify | Yes | Retirement and health plans |
Payroll and the fringe trust use the same numbers every week, so splitting them across two vendors creates double entry and more chances to report the wrong fringe credit. The WH-347 asks for the hourly fringe credit claimed for each bona fide plan, so trust contributions and certified payroll have to match.
When those numbers live in two systems, someone in your office becomes the human bridge. That person has better things to do on a Friday.
eBacon runs construction payroll, sends fringe dollars into its own bona fide fringe trust, and builds the WH-347 from that same payroll run, so the fringe credit on the report matches what went into the trust. The eBacon Fringe Benefits product page shows how the trust works alongside payroll.
Choose based on the problem you need to fix: paychecks, report submission, or fringe costs.
The biggest mistake is comparing tools from different categories as if they do the same job.
eBacon is the only construction-focused platform featuring certified payroll with a money-saving fringe trust. All-in-one software with scheduling, GPS-enabled time tracking, safety system, and inventory management for contractors with 15 to 500 employees.
You can see eBacon's construction payroll and fringe trust working together by booking a product tour at ebacon.com. The tour can walk you through a prevailing wage payroll run, the certified payroll report it produces, and how fringe dollars move into the trust.
No, LCPtracker is a certified payroll reporting system, not a payroll processor. Contractors run payroll somewhere else and upload that data into LCPtracker so agencies and prime contractors can review it.
Most construction payroll platforms don't offer their own bona fide fringe trust. In this 2026-2027 comparison, eBacon is the only one that runs payroll and its own fringe trust in the same platform. Others calculate fringe, offset it with existing benefits, or partner with an outside trust provider.
Yes, you can pair a payroll provider with a separate fringe trust provider. The tradeoff is managing two vendors and making sure trust contributions match the fringe credit on every certified payroll report.
A bona fide fringe trust is a benefit plan that receives the fringe portion of the prevailing wage instead of paying it to workers as cash. Davis-Bacon rules allow contractors to meet fringe requirements through contributions to bona fide plans, funds, or programs.
No, eBacon's fringe trust applies to non-union prevailing wage work. Union contractors can still use eBacon for payroll and certified payroll.