Advantages Checklist
eBacon's exclusive bona fide fringe trust is a proven money saving $$$ solution! See all the advantages...
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FringeMAX Trust Calculator
eBacon's Bona Fide Fringe Trust saves money $$$. Calculate how much your company could save and download a print-ready report.
Preview:
(this switch is for review only -- in production, each variant lives on its own page)
⏱ Takes about 5–10 minutes to complete (a bit longer if you need to look up payroll or benefits numbers).
The fringe trust does not apply to union work.
* Required
1Your Workforce
We assume full-time, 2,080 hours/year per employee.
2Your Burden Rates
7.65% — fixed by law
3Your Fringe Credits
Now let’s figure out the total you could be capturing:
Used to value your 401(k)% match and PTO/holiday days below.
Health Insurance
Retirement / 401(k) Match
PTO / Sick / Vacation / Holiday
Training Fee & Other
Combined Hourly Fringe Credit: $0.00/hr
Current: $0.00/hr | Potential: $0.00/hr
Total Projected Annual Savings
$0
Actual savings depend on plan design, participation, and final trust structuring — not a formal quote.
How We Got Here
| Field Employees × 2,080 hrs/year | 0 |
| × % Certified / Prevailing Wage | 0% |
| = Annual Prevailing Wage Hours | 0 |
| Average Hourly Fringe Rate | $0.00 |
| − Hourly Fringe Credit Applied | $0.00 |
| = Net Cash Fringe Rate | $0.00 |
🔒 Submit your info below to see the calculated results and a PDF report.
Your Results
| Fringe Paid in Cash (Today) |
eBacon Fringe Trust (With eBacon) |
|
|---|---|---|
| Annual Fringe Benefit Funded | $0 | $0 |
| Employer Payroll Tax – 7.65% | $0 | $0 |
| Workers’ Comp – 0% | $0 | $0 |
| General Liability – 0% | $0 | $0 |
| Total Amount Paid | $0 | $0 |
| Annual Trust Tax / WC / GL Savings | $0 | $0 |
| Fringe Credits Not Currently Captured | $0 | $0 |
🔒 Submit your info below to see the calculated results and a PDF report.
Get Your PDF
Get Your Full Report
Great! Your PDF report has been downloaded.
QUESTIONS?
We have answers.
eBacon is construction-focused certified payroll software with an exclusive bona fide fringe trust option. Our solutions save contractors' time, save money and reduce risk.
What is a bona fide fringe trust?
A bona fide fringe trust is a legal structure for a separate financial account allowing contractors to fund employee benefits — health insurance, retirement, paid time off — using the fringe portion of prevailing wage, instead of paying the fringe out in cash. Set up correctly, it lowers the employer's costs (payroll tax, workers’ comp, and general liability) while keeping the same benefits fully funded for employees.
How do construction firms manage complex fringe benefit calculations for payroll?
Most contractors handle it manually — tracking cash wages, fringe credits, and burden rates line-by-line for every prevailing wage job. This typically requires duplicate effort to reconcile everything at reporting time.
eBacon combines fringe calculations, trust administration, payroll software, time tracking and certified payroll reporting all in one platform. Eliminating the duplication of work results in significant time savings and reduces the risk of errors.
How does the fringe calculator account for fringe credits?
The calculator considers your workforce size, average wage rate, and burden rates (workers' comp, general liability, payroll tax) which are the benefits you already offer. It compares that current amount to the maximum possible savings with a bona fide fringe trust. That calculated result is the total projected annual savings.
Does a fringe trust work for non-union, open shop contractors?
Yes. eBacon's bona fide fringe trust is built specifically for non-union, open shop contractors working certified payroll and prevailing wage jobs. It is not a union benefit fund, so it is a structure any open shop contractor can utilize.
After I get my estimated savings report, what happens next?
The PDF report is yours to keep. The next step is to book a demo tour. We will explain how eBacon would setup the trust for your specific company and answer any further questions you have.
You ain't seen nothin' yet... Request a demo!
