401K | eBacon

Employees complete enrollment online in a few guided steps, no paperwork packet, no scheduling a meeting with HR. eBacon's Easy Enroll 401(k) is a retirement plan built for construction companies who'd rather not become retirement plan experts. It plugs straight into payroll, handles the administrative grunt work, and can satisfy state mandates like CalSavers, so you get a real 401(k) instead of the default the state picked for you.

Set It Up Once. Forget It Exists.

eBacon handles plan setup, enrollment, and the ongoing administrative work that usually lands on HR's desk, so nobody on your team becomes the accidental in-house 401(k) expert.

Payroll and Retirement, Finally on Speaking Terms

eBacon connects payroll directly to retirement contributions, so deductions and employer matches calculate correctly every pay period, no spreadsheet detour required.

Beats Whatever the State Signed You Up For

eBacon's Easy Enroll 401(k) is built to satisfy state retirement mandates like CalSavers, but with higher contribution limits and real employer matching, benefits most state-run programs don't offer.

Tax Credits That Make Your Accountant Smile

eBacon helps you take advantage of available tax credits and deductible plan expenses, so offering a 401(k) costs a lot less than most construction companies assume going in.

A Benefit Workers Actually Brag About

A competitive 401(k) gives you something real to put on the table in a labor market where workers are comparing more than hourly rate, and it's a lot easier to keep good people than to keep finding new ones.

More Than a Match. Actual Retirement Help.

eBacon gives employees access to retirement savings tools and educational resources, so the benefit does more than sit on a pay stub nobody reads.

Evaluate Your Current Benefits Strategy

Review your workforce needs, retirement goals, and existing benefits offerings.

Set Up Your Easy Enroll 401(k)

Our team guides implementation and helps establish a plan that fits your business.

Connect Payroll

Integrate payroll processes to simplify employee contributions and ongoing administration.

Enroll Employees

Give employees easy enrollment tools and access to retirement savings resources.

Focus on Growing Your Business

Spend less time managing the plan and more time on your people and your projects.

Is a 401(k) a better option than CalSavers or other state-sponsored retirement programs?

Many employers choose a 401(k) because it offers greater flexibility, higher contribution limits, and employer matching opportunities that most state-sponsored programs don't include. It can also double as a recruiting and retention tool while still satisfying state retirement program requirements.

How much time and administration does it take to manage a 401(k) plan?

Less than most business owners assume. With payroll integration, streamlined enrollment, and outsourced plan administration, HR and payroll teams spend far less time managing the plan than they expect going in.

Can a small or mid-sized construction company afford to offer a 401(k)?

Often, yes. Many employers qualify for tax credits and deductible expenses that help offset the cost of establishing and maintaining a plan, making it more affordable than it first appears.

Retirement Benefits, No Career Change Required

eBacon's Easy Enroll 401(k) helps construction companies simplify plan administration, support employee financial wellness, and offer a real competitive benefit, without turning HR into a part-time retirement plan administrator.